Transaction Status Values

Available Status Values

NEW

• Transaction has been created but not yet sent to the payment scheme
• Next states: AUTHORIZED, PREPARED, REJECTED, DECLINED

AUTHORIZED

• Transaction has been authorized, funds reserved but not captured
• Next states: CHARGED, REVERSED

CHARGED

• Transaction successfully charged and funds captured
• Next states: REFUNDED, CHARGEDBACK

REVERSED

• Authorization was reversed before capture (final state)

PREPARED

• Sent to 3DS but not yet completed by the customer
• Next states: CHARGED, REJECTED, DECLINED

REJECTED

• Rejected by the payment scheme (final state)

DECLINED

• Declined by the payment scheme (final state)

CREDITED

• Funds credited back to the customer (final state)

REFUNDED

• Transaction has been refunded (final state)

CHARGEDBACK

• Charged back by the customer's bank (final state)

FRAUD

• Flagged as fraudulent (final state)

ERROR

• Technical error during processing
• Next states: NEW (retry), REJECTED

Status Flow

graph TD
    A[NEW] --> B[AUTHORIZED]
    A --> C[PREPARED]
    A --> D[REJECTED]
    A --> E[DECLINED]
    A --> F[ERROR]

    B --> G[CHARGED]
    B --> H[REVERSED]

    C --> G
    C --> D
    C --> E

    G --> I[REFUNDED]
    G --> J[CHARGEDBACK]
    G --> K[CREDITED]

    F --> A
    F --> D

Common Flows

Flow	Path
Successful purchase	NEW → AUTHORIZED → CHARGED
3DS purchase	NEW → PREPARED → CHARGED
Reversed authorization	NEW → AUTHORIZED → REVERSED
Rejected	NEW → REJECTED
Declined	NEW → DECLINED
Refund	CHARGED → REFUNDED

Notes

• All status values are uppercase strings
• Status transitions follow logical business rules
• Some statuses are final states (no further transitions)
• 3DS transactions may remain in PREPARED if authentication is not completed